cURL
curl -X POST "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add" \
--header "Authorization: Bearer your-jwt-token" \
--header "Content-Type: application/json" \
--header "Accept-Language: en" \
-d '{
"accountName": "AVIATION",
"currencyCode": "MWK",
"categoryCode": "8352",
"postalAddress": "SKYLINK PO Box 30245, Lilongwe, Malawi",
"collectionFeeRuleCode": "CM",
"disbursementFeeRuleCode": "CM",
"organisationId": "FYH0NTVW0DXK",
"levelNumber": 1,
"capturedBy": "admin@onekhusa.com"
}'import requests
url = "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add"
payload = {
"accountName": "AVIATION",
"currencyCode": "MWK",
"categoryCode": "8352",
"postalAddress": "SKYLINK PO Box 30245, Lilongwe, Malawi",
"collectionFeeRuleCode": "CM",
"disbursementFeeRuleCode": "CM",
"organisationId": "FYH0NTVW0DXK",
"levelNumber": 1,
"capturedBy": "admin@onekhusa.com"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
accountName: 'AVIATION',
currencyCode: 'MWK',
categoryCode: '8352',
postalAddress: 'SKYLINK PO Box 30245, Lilongwe, Malawi',
collectionFeeRuleCode: 'CM',
disbursementFeeRuleCode: 'CM',
organisationId: 'FYH0NTVW0DXK',
levelNumber: 1,
capturedBy: 'admin@onekhusa.com'
})
};
fetch('https://api.onekhusa.com/sandbox/v1/merchants/accounts/add', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'accountName' => 'AVIATION',
'currencyCode' => 'MWK',
'categoryCode' => '8352',
'postalAddress' => 'SKYLINK PO Box 30245, Lilongwe, Malawi',
'collectionFeeRuleCode' => 'CM',
'disbursementFeeRuleCode' => 'CM',
'organisationId' => 'FYH0NTVW0DXK',
'levelNumber' => 1,
'capturedBy' => 'admin@onekhusa.com'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add"
payload := strings.NewReader("{\n \"accountName\": \"AVIATION\",\n \"currencyCode\": \"MWK\",\n \"categoryCode\": \"8352\",\n \"postalAddress\": \"SKYLINK PO Box 30245, Lilongwe, Malawi\",\n \"collectionFeeRuleCode\": \"CM\",\n \"disbursementFeeRuleCode\": \"CM\",\n \"organisationId\": \"FYH0NTVW0DXK\",\n \"levelNumber\": 1,\n \"capturedBy\": \"admin@onekhusa.com\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.onekhusa.com/sandbox/v1/merchants/accounts/add")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"accountName\": \"AVIATION\",\n \"currencyCode\": \"MWK\",\n \"categoryCode\": \"8352\",\n \"postalAddress\": \"SKYLINK PO Box 30245, Lilongwe, Malawi\",\n \"collectionFeeRuleCode\": \"CM\",\n \"disbursementFeeRuleCode\": \"CM\",\n \"organisationId\": \"FYH0NTVW0DXK\",\n \"levelNumber\": 1,\n \"capturedBy\": \"admin@onekhusa.com\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.onekhusa.com/sandbox/v1/merchants/accounts/add")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"accountName\": \"AVIATION\",\n \"currencyCode\": \"MWK\",\n \"categoryCode\": \"8352\",\n \"postalAddress\": \"SKYLINK PO Box 30245, Lilongwe, Malawi\",\n \"collectionFeeRuleCode\": \"CM\",\n \"disbursementFeeRuleCode\": \"CM\",\n \"organisationId\": \"FYH0NTVW0DXK\",\n \"levelNumber\": 1,\n \"capturedBy\": \"admin@onekhusa.com\"\n}"
response = http.request(request)
puts response.read_body{
"merchantAccountNumber": 53494120,
"accountBalance": 51027168.89,
"revenueAmount": 0,
"dateCreated": "2025-11-20T09:11:55.405442",
"statusCode": "A",
"statusName": "Active",
"levelName": "Initiator Only",
"categoryName": "Other Services",
"classificationCode": "0021",
"classificationName": "Services",
"collectionFeeRuleName": "Charge Fees To The Merchant",
"disbursementFeeRuleName": "Charge Fees To The Merchant",
"accountName": "AVIATION",
"currencyCode": "MWK",
"categoryCode": "8352",
"postalAddress": "FAKE ADDRESS, P.O. BOX 1234567, MALAWI",
"collectionFeeRuleCode": "CM",
"disbursementFeeRuleCode": "CM",
"organisationId": "FYH0NTVW0DXK",
"levelNumber": 1,
"capturedBy": "admin@onekhusa.com"
}Merchant Accounts
Create Merchant
This endpoint allows merchants to create a new merchant account within an organization which will be used for transactions processing i.e. disbursements and collections.
POST
/
merchants
/
accounts
/
add
cURL
curl -X POST "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add" \
--header "Authorization: Bearer your-jwt-token" \
--header "Content-Type: application/json" \
--header "Accept-Language: en" \
-d '{
"accountName": "AVIATION",
"currencyCode": "MWK",
"categoryCode": "8352",
"postalAddress": "SKYLINK PO Box 30245, Lilongwe, Malawi",
"collectionFeeRuleCode": "CM",
"disbursementFeeRuleCode": "CM",
"organisationId": "FYH0NTVW0DXK",
"levelNumber": 1,
"capturedBy": "admin@onekhusa.com"
}'import requests
url = "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add"
payload = {
"accountName": "AVIATION",
"currencyCode": "MWK",
"categoryCode": "8352",
"postalAddress": "SKYLINK PO Box 30245, Lilongwe, Malawi",
"collectionFeeRuleCode": "CM",
"disbursementFeeRuleCode": "CM",
"organisationId": "FYH0NTVW0DXK",
"levelNumber": 1,
"capturedBy": "admin@onekhusa.com"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
accountName: 'AVIATION',
currencyCode: 'MWK',
categoryCode: '8352',
postalAddress: 'SKYLINK PO Box 30245, Lilongwe, Malawi',
collectionFeeRuleCode: 'CM',
disbursementFeeRuleCode: 'CM',
organisationId: 'FYH0NTVW0DXK',
levelNumber: 1,
capturedBy: 'admin@onekhusa.com'
})
};
fetch('https://api.onekhusa.com/sandbox/v1/merchants/accounts/add', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'accountName' => 'AVIATION',
'currencyCode' => 'MWK',
'categoryCode' => '8352',
'postalAddress' => 'SKYLINK PO Box 30245, Lilongwe, Malawi',
'collectionFeeRuleCode' => 'CM',
'disbursementFeeRuleCode' => 'CM',
'organisationId' => 'FYH0NTVW0DXK',
'levelNumber' => 1,
'capturedBy' => 'admin@onekhusa.com'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.onekhusa.com/sandbox/v1/merchants/accounts/add"
payload := strings.NewReader("{\n \"accountName\": \"AVIATION\",\n \"currencyCode\": \"MWK\",\n \"categoryCode\": \"8352\",\n \"postalAddress\": \"SKYLINK PO Box 30245, Lilongwe, Malawi\",\n \"collectionFeeRuleCode\": \"CM\",\n \"disbursementFeeRuleCode\": \"CM\",\n \"organisationId\": \"FYH0NTVW0DXK\",\n \"levelNumber\": 1,\n \"capturedBy\": \"admin@onekhusa.com\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.onekhusa.com/sandbox/v1/merchants/accounts/add")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"accountName\": \"AVIATION\",\n \"currencyCode\": \"MWK\",\n \"categoryCode\": \"8352\",\n \"postalAddress\": \"SKYLINK PO Box 30245, Lilongwe, Malawi\",\n \"collectionFeeRuleCode\": \"CM\",\n \"disbursementFeeRuleCode\": \"CM\",\n \"organisationId\": \"FYH0NTVW0DXK\",\n \"levelNumber\": 1,\n \"capturedBy\": \"admin@onekhusa.com\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.onekhusa.com/sandbox/v1/merchants/accounts/add")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"accountName\": \"AVIATION\",\n \"currencyCode\": \"MWK\",\n \"categoryCode\": \"8352\",\n \"postalAddress\": \"SKYLINK PO Box 30245, Lilongwe, Malawi\",\n \"collectionFeeRuleCode\": \"CM\",\n \"disbursementFeeRuleCode\": \"CM\",\n \"organisationId\": \"FYH0NTVW0DXK\",\n \"levelNumber\": 1,\n \"capturedBy\": \"admin@onekhusa.com\"\n}"
response = http.request(request)
puts response.read_body{
"merchantAccountNumber": 53494120,
"accountBalance": 51027168.89,
"revenueAmount": 0,
"dateCreated": "2025-11-20T09:11:55.405442",
"statusCode": "A",
"statusName": "Active",
"levelName": "Initiator Only",
"categoryName": "Other Services",
"classificationCode": "0021",
"classificationName": "Services",
"collectionFeeRuleName": "Charge Fees To The Merchant",
"disbursementFeeRuleName": "Charge Fees To The Merchant",
"accountName": "AVIATION",
"currencyCode": "MWK",
"categoryCode": "8352",
"postalAddress": "FAKE ADDRESS, P.O. BOX 1234567, MALAWI",
"collectionFeeRuleCode": "CM",
"disbursementFeeRuleCode": "CM",
"organisationId": "FYH0NTVW0DXK",
"levelNumber": 1,
"capturedBy": "admin@onekhusa.com"
}Authorizations
Bearer authentication header of the form Bearer Token, Where accessToken is the access token used to authenticate the request.
Headers
Preferred language for the response
Body
application/json
The name of the merchant account
Example:
"SkyLink Aviation Services"
The currency code for the merchant (e.g., "MWK")
Example:
"MWK"
The category a merchant account belongs to i.e. Other Services
Example:
"8352"
The postal address of the merchant
Example:
"P.O. Box 30245, Lilongwe, Malawi"
The rule code to apply when charging the transaction fee on collection payment whether should be borne by the merchant or customer
Example:
"CM"
The rule code to apply when charging the transaction fee on disbursement (payout) payment whether should be borne by the merchant or customer
Example:
"CM"
The unique identifier of the organization
Example:
"S7JZOQY8ILJ4"
The level number for the merchant. See Get Authorization Levels for available levels.
Example:
1
Email address of the user creating the merchant
Example:
"admin@onekhusa.com"
Response
201 - application/json
Created - Merchant successfully created
The merchant account number
Example:
53494120
Current account balance
Example:
51027168.89
Revenue amount for the merchant account
Example:
0
Account creation timestamp (ISO 8601)
Example:
"2025-11-20T09:11:55.405442"
Account status code
Example:
"A"
Human-readable status name
Example:
"Active"
Human-readable level name
Example:
"Initiator Only"
The name qualifying the category code
Example:
"Other Services"
The code assigned to merchant classification.
Example:
"0021"
The name qualifying the classification code
Example:
"Services"
The description qualifying the rule code
Example:
"Charge Fees To The Merchant"
The description qualifying the rule code
Example:
"Charge Fees To The Merchant"
The name of the merchant account
Example:
"NOEL DEV"
The currency code for the merchant (e.g., "MWK")
Example:
"MWK"
The category a merchant account belongs to
Example:
"8352"
The postal address of the merchant
Example:
"FAKE ADDRESS, P.O. BOX 1234567, MALAWI"
The rule code to apply when charging the transaction fee on collection payment
Example:
"CM"
The rule code to apply when charging the transaction fee on disbursement (payout) payment
Example:
"CM"
The unique identifier of the organization
Example:
"S7JZOQY8ILJ4"
The level number for the merchant
Example:
1
Email address of the user creating the merchant
Example:
"admin@onekhusa.com"