When a transaction is initiated for funds transfer on our payment gateway to the receiving entity (bank or MNO) or the vice versa, it will have a corresponding response code whether successful or not. Here is the breakdown of our coding system:
The second letter E indicates Error and S indicates Successful
The last 3 digits denote the unique code assigned to each response
For example, S100 indicates that the disbursement transaction was successful through the payment gateway and the beneficiary has received funds to their bank account or mobile wallet.
Use transaction responses in conjunction with transaction statuses for more meaning to the transaction created.
The disbursement and collections response codes are as follows:
Response CodeResponse Description
S100Successful transaction
E200Transaction partially approved.
E201Terminal hardware error
E202Invalid payment parameters
E203Transaction is cancelled by cardholder
E204Transaction is cancelled due to error
E205Network didn’t respond timer time-out
E206CBS is not available
E207Not permitted
E208Transaction needs to be entered again
E209Duplicate transaction
E210Format error
E211Limit reached for total number of transactions in cycle
E212Account restricted - capture card
E213Approve with identification
E214Do not honor transaction
E215Failed currency conversion
E216Card type does not permit the service requested
E217Requested amount was out of the allowed range
E218Fee processing error
E219The card is not active
E220Operation could not be processed because of temporary moratorium
E221Absence of information about debt
E222Cannot process transaction
E223Cannot process amount
E224Bad card
E225Invalid card, capture
E226Invalid transaction at match
E227Invalid transaction - retry
E228Invalid account
E229Insufficient funds
E230Card cycle limit exceeded
E231Customer cancellation
E232Completed partially
E233Account restricted
E234Suspect reversal
E235Accounts cycle limit exceeded
E236Couldnt find original transaction when processing a reversal
E237Card is restricted
E238Transaction denied due to invalid timestamp
E239Customer not enrolled for payment transactions
E240System malfunction - internal errors in the interface software
E241Invalid account type
E242Service not available
E243Requested service is not allowed
E244Call issuer
E245Invalid Merchant ID
E246The card is already active
E247The message received was not within standards
E248Issuer inoperative
E249Card expired, capture card
E250Call Security - Capture
E251Lost Card - Capture
E252Stolen Card - Capture
E253Incorrect PIN foreign
E254Account ATM or EPAY cycle limit exceeded
E255Bad card (on us)
E256Timer time out
E257Excessive pin failures
E258Wrong Pin, Excessive pin failures
E259The card has no any accounts
E260Original transaction could not be found
E261Response status unknown
E262Service blocked
E263Did not receive a tx amount being reversed greater than orig.
E264Error in pinblock
E265Service not allowed for client
E266Invalid insurance number
E267Service is already binded
E268Service is not binded
E269Invalid service data
E270MAC error
E271Debts absence
E272Invalid payment data
E273Additional information required
E274No such object in system
E275Object is not created in system
E276Object is already created in system
E277Invalid CVV2
E278Invalid Password
E279Postcheck timeout
E280Advice is rejected
E281Payment execution delayed
E282Incorrect customer_id or cardholder_id
E283Biometric authentication failed - fingerprint does not exist
E284Biometric authentication failed - invalid finger template type
E285OTP code was not found or is invalid
E286OTP code was already used
E287OTP code has expired
E288Stop a specific payment
E289Revoke authorization for further payments
E290Cancel all recurring payments for the card number in the request
E999Unknown Error